My neural network of #2030now -what's yours RSVP and


2030now tedx  1,01 1.02

Open Learning Campus

Youth Summits at:- ...

Partners in Publishing world record book of Job Creation




2030<End Poverty>1930


World Bank Millennials:


1984: millennials goals future



Africa Millennials - Idols, Dbanj & ...

Ethiopian : Value of Food 

& 5 billion elearning satellite yazmi,

Kenya: Ihub, Usha, IngridB, Mpesa, Nanocredit,

Maathai, Governance Ibrahim

Americas Millennials

Health Millennials

Media Lab MIT tech millennials:: Dlab

Cashless banking

1962 Rising JapanNext

!977 Rising ChinaNext

2005 Bangladesh Millennial Incubator

2015 first 20 years partners in bottom bn mobile leapfrog

Collaboration Blog Logs:

Millennials who save the world - 2030now

Twin capitals of Jobs Olympics youthcreativelab

30000 micrifranchises since 1984 project30000

Peace, Eco, & Open Soc

Atlanta 2015-2000 Rome

Gorb webs Warsaw & Budapest 2013

Grandad 1 The Economist's UG

Grade 13 delayed Keynes C Uni

Grade 13 Bangladesh WW2

Grade 7-12 end hitler & stalin

Futures from 1972 NETgen &

Entrepreneur R

76 Prodi, 78 Soros




Grade 7-11



Dad & Friends of Sir Fazle elearning web

Dad & Yunus - & top12 obs Creation Agents

Collab Cafe




Grade12 search

Uni of social value

Grandad 2 -Gandhi's last quarter of century:

Whole truth from 1906


Open Edu Truths:

S.Africa: Blecher & Mandela

Lucknow : Montessori & world citizen youths








Uni of women

Social Action 16






Count on Me

Uni of Catholic










Uni of Stars








my dad washington dc 1 301 881 1655 welcomes your suggestions by category -
he is helping people assemble moocs :  1 2  made up of training modules maximum of 12 minutes length that millions of youth can interact to create jobs and make the first net generation the most heroic, collaborative and productive time for youth worldwide. I am the third generation to be passionate about this since grandad and dad
first got involved with online education experiments in 1972 and developed the genre of entrepreneurial revolution in The Economist with purpose of wholly transforming systems design to the benefit of the net generation
Building on 41 years of valuing net generation's heroic goals, Norman Macrae Family Foundation partnering projects include  Discuss some joyful stories - eg 1 2 3 4


 My favorite Khans include

My favorite coursera include University of Melbourne -

Generating the Wealth of Nations

Apr 29th 2013
One of most timely courses of year -Foundation for Pro-Youth economics -one day examiners in separate subjects of history and economics will be told to go back to the drawing board- they could best start here- as our futures live in a boderless world, I feel very sorry for students who pay to be examined in anti-youth economics and history told from perspective of isolated nationhood

I am looking for curriculum that lives up to Obama's "bend the curve" on the affordability of healthcare -we are nowhere near liberating the knowledge the yes we can generation was promised back in 2008 but so far this is as good as I can find John Hopkins     Community Change in Public Health  - we are searching hard for people with 12 minutes insights which wish to collaborate especially as Grameen already hosts a real-space 3 year curriculum of free nursing

Have great expectations for Foundations of Virtual Instruction 30 sept 2013 Cindy Carbajal UC Irvine : Learn what it takes to teach a K-12 course online! Investigate the history of virtual education, explore innovative tools, and examine key issues related to K-12 virtual instruction.

My favorite yunus videos 5th grade inclue my favorite yunus videos up to 10th grade  my favorite yunus videos for all hi-trust leadersmy favorite videos by friends of sir fazle abed  my favorite videos of partners of taddy blechers free university in s africa

 my favorite videos of other job creating educators

JB training at JP Morgan

    Extract of Muhammad Yunus Vision 10th Skoll world championships April 2013



    When Khan stands up and talks about his Khan Academy, or I read about him or listen to his speeches- it always come to my mind: we won't need Oxford any more! - the whole world will be one big Oxford, we need only one global university --- the best!?!


    2012's Two pro-youth gamechangers in education


    • basic curricula can now be distributed to millions of youth simultaneously , free, online - the  model
    • youth can individually try out exercises online 365/24/7 - these are  designed by topic clusters as per a text book and are linked to training modules -  model


    please note exact tools, dynamics of both of these platforms and other platforms are changing very fast - for example khan's impact may vary from its basic free service to  swarming skype tutors by practice area around the content it has put up 365/24/7  . To keep uptodate, we offer a monthly newsletter tracking free online education's gamechangers . We also welcome collaboration around a "youtube tag" we call moocyunus

    A Good News Media 

    Join us in demanding Murdoch sponsors a brainstrust on pro-youth media before London Olympics - Youtube A1

    B 2010s Youths Most Productive Decade 

    Join us in demanding pro-youth economists - Youtube B1  

    Join schools empowering student competitions on community's most urgent needs and solutions 
    Norman Macrae Family Foundation usa 301 881 1655- enjoys helping people develop content for 9 year olds up on social business system design & Job Creation made famous by Bangaldeshi microcredits since 1976;
    We Create What We Want.
    We wanted to go to the moon, so we went there. 
    We achieve what we want to achieve. 
    We accept that poverty is part of human destiny. It’s not!
    We believe we can create a poverty-free world. 
    We need to invent ways to change our perspective.
    We can reconfigure our world if we can reconfigure our mindset. . 
    Social business will be a new kind of business, making a difference in the world.
    Human beings are a wonderful creation embodied with limitless human qualities and capabilities. 
    Entrepreneurs are not one-dimensional human beings, dedicated to maximizing profit. 
    They are multi-dimensional: political, emotional, social, spiritual, environmental.
    The desire to do great things for the world can be a powerful driving force
    Young people dream about creating a perfect world of their own.
    Social business will give them a challenge to make a difference by using their creative talent. 
    Let us join hands to unleash our energy and creativity. 
    Collectively, we can create a poverty-free world.” 
    Source :
    Summit is economics purpose to free people-...





    Exciting 2011 everyone! from our family foundations association

    rsvp skype chrismacraedc washington DC 1-301 881 1655 with your most exciting goal for 2020 or collaboration netgen project

    works in progress : mailing new journal of joyful economics from dr yunus to 3000 leaders and lots of youth before yunus testifies to congress (spring 2011) as genius microeconomist of global village decade, & in time to celebrate 40th birthday of Bangladesh 

    from 2011 corespondent registration is welcome at ; Thanks to all who sent good news from exciting event of 2010 

    Summit is economics purpose to free people-... DC20004 worldtrade centre: obama e-summit Monica Yunus NY10012

    Jamii Bora Kenya Nai 00202

    Some favourite netgen connections 1984-2010


    1984 netfuture

    www eco 1 2 3

    chris macrae family foundations skype chrismacraedc  DC 1-301 881 1655


    2010s Youth's Most Exciting Decade 

    Our family foundation is concerned with the net generation's most productive possibilities since 1976.  , and an association of FF, that specilises in 4 types of investment aimed at renewing youth economics and community building. Our 4 investment types:

    • SB100 by Muhammad Yunus (the pure Social Business model -greatest innovation in end poverty world & capable of mediating Global Grameen to be as central vision partner of Asia Pacific's Sustainability Open Sourcing Century 1976-2075 as Coke in American's consumption century (1876-1975). The world's favourite barnd for century depends on going as far as possible beyond zero-sum - Grameen's good fortune is to imprint a decade that can economically unite more youth dreams than coke could begin to imagine let alone realsie.   Since freedom as a new nation in early 1970s, Bangaldesh's SB maps have developed into number 1 collaboration entrepreneur nation with over 100 million youth and elders. Their priority with mobile tech is Job Creation solutions & transfering life critical social services from being powered over by state to empowered by healthy community building society.   Benchmarking quality and value multipliers around The SB model is pivotal to exciting 2010s be your focus: end poverty, create jobs or innovate most uniquely purposeful organistional networks - data reference
    • SB51-99 which are system designs also capable of sustaining the most purposfeul organisations and networks -data referwnce
    • Small gifts to people whose passion (eg MY) may convert into SB51-100 and change what youth heroises - techincal reference and
    • Prizes or parties that may change education or media or economics - we use the Norman Macrae Foundation -or any worldwide trusted microeconomist's surname of a citizen's youth has permission to do so.  


    SB100  .       18 meetings and 7 visits to Dhaka  - our family made a small social business investment ($1000)  in the entrepreneurial organisation led by Mrs Begum, a co-founder of Dr Yunus whose tenacious modesty is such that she tells me off when I call her the mother of mocrocredit- but who else is. Our investment purpose at Grameen Shikka scholarships for secondary schoolong of girls. All of our family are delighted to see how the social business of scholarships for girls now interfaces with such top 20 gols for 2010 as social business partnerships focused on end nurseless villages and plant peer to peer apprenticeship & job centres run by and for youth. Anyone who thinks the latter could only happen in Bangladesh really ought take a trip to Kenya's Jamii Bora, a system that Queen Sofia of Spain urges 50 s. hemisphere urban capitals with slums to test out now! help us map what other sbs can collaborative kenya can help change the world with
     SB51-99   We believe the most collaborative entrepreneurial revolution network of hubs designed round SB51-100 modeling can help dr yunus and all who want to make the 2010s exciting races to millennium goals come true.   Our 1984 STORYBOARDS of an internetworking world    Changing communications, and what makes people distant, bossy, etc  Changing national politics    Changing economics    Changing employment    Changing education 
     Gifts    New York : Sing for Hope- Arts Peace Corps founded by Opera Singers (eg Monica Yunus) -purpose= most relevant way artists & world citizens can mobilise after 9/11
     Prizes, parties   

     London Party : 16 Novemeber 2010, boardroom The Economist

    Glasgow Party : Independence Day July 4 - 500 people share in yunus 7th decade birthday wishes with special thanks to the principal of Glasgow University (and apologies for absence from principal of Glasgow Caledonian)

    Yunus Entrepreneurial Revolution Projects entrusted to Auld Alliance of Scotland and France


    Grameen Caledonian Nursing College - mission using free univesrity model ensure no village of 2020 is without a nurse- celebrate first professor of te social business union of microhealth & microcrredit

    Grameen Glasgow University Project - sample 3000 leaders with journal of job creating economics

     Grameen Glasgow Uni Project - open source a new curriculum of economics that every person should have access to before they have an account with an old debt-entrapment bank

    Glasgow Caledonian project - dialogue what changes of law are needed so that safe banking can network around Europe before the Euro collapses


    .Projects in Paris France Portal connecting 50000 youth entrepreneurs virtually and reunion of 3000 in paris annually- discuss most exciting subject - how to fundraise for youth's 20 most exciting goals for 2020

    Connect danone position in milk foods to micro-agriculture projects of all kinds needed to feed world's children; use influence of france to change EU agriculture where this policy has spun unintended hunger crises onto poorest peoples

    HEC business school- celebrate first social busienss professor of markets for the poor- interestingly HEC also situates Europe's leading brand professor whose mastermind subject is haute couture markets

    Involve royal familes across europe (eg luzembourg, spain, monaco) in fundraising for banks for the poor through the institution Grameen Credit Agricole

    Clean water for the world with Grameen Veolia

    Ask President Sarkozi how youth out of france can help him and everyone else join in 2010s most exciting decade

    Grandad would chuckle at the extreme microeconomics irony of being known after life as the unacknowledged giant; this is how dad explains such happiness to me

    every christmas I grew up through we had games party with family friends that ended with the pencil and paper game of consequences; we replayed that on dad's 85th birthday party at the royal automobile club in Saint James

    Optimistic Norman Macrae Met Joyous Muhammad Yunus NM said to MY MY said to NM

    They did ...

    The world said ...

    The consequence was ...

    and they left me & youth generation with a big question - what family foundations to invest micro amounts in so we all interconnect 2010s most exciting decade- come back to see my progress or lack - JOSB ..  egrameen


    The unacknowledged giant
    The unacknowledged giantPlayAdd to Playlist
    British Ambassador to Tokyo: changed the trade & investment links between Britain and Japan
    Financial Times: journalist who delighted in paradox with unrivaled ability to foresee the future
    Daily Telegraph: The Economist's internal spirit;  
     India Times - Prophet of Change ; New Statesman "entire career at The Economist" ; Matt Ridley - death of a great optimist
    London Times - subscription - journalist who changed minds and opened many more ; Pot-TEX : a giant of journalism
    Sweden's JanErik Larsson - people you never forget

    Among several ways in which global economics has become irrational bordering on insanity, the devaluation of the productive impacts families compound is obscene. There's barely an innovation that advanced the human that would exist without having been nurtured by family as society's deepest microcultural force for good. If you agree- or just want to debate these sentiments - please get in touch. (washington dc  301 881 1655   ) -Association of Family Foundations - skype chrismacraedc

     Why not support a yunus global assembly - macrae family proudly supports yunus glasgow-worldwide assemblies in any way we can 1 2

    Norman Macrae Family Foundation usa 301 881 1655- enjoys helping people develop content for 9 year olds up on social business system design & Job Creation made famous by Bangaldeshi microcredits since 1976;
    We Create What We Want.
    We wanted to go to the moon, so we went there. 
    We achieve what we want to achieve. 
    We accept that poverty is part of human destiny. It’s not!
    We believe we can create a poverty-free world. 
    We need to invent ways to change our perspective.
    We can reconfigure our world if we can reconfigure our mindset. . 
    Social business will be a new kind of business, making a difference in the world.
    Human beings are a wonderful creation embodied with limitless human qualities and capabilities. 
    Entrepreneurs are not one-dimensional human beings, dedicated to maximizing profit. 
    They are multi-dimensional: political, emotional, social, spiritual, environmental.
    The desire to do great things for the world can be a powerful driving force
    Young people dream about creating a perfect world of their own.
    Social business will give them a challenge to make a difference by using their creative talent. 
    Let us join hands to unleash our energy and creativity. 
    Collectively, we can create a poverty-free world.” 
    Source :
     we also try to record history's conflicts from the people's view before mass media deletes the inter-generation learning that peace could have mapped as we go from a nation state age to what ever 21st Century will sustainably or unsustainably spin 
    Please ask your parents to contact my dad if your parents or sisters and brothers can help my mission. Simple way to help -
    host a cafe debate 1 2 on why we 12 year-olds need is celebrations of change agents - thank you obama thank you for using your
    09 presidential awards to celebrate 16 humans worth communing around : Yunus & 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 -but why no FA 
    what's the most wondrous google you can ask us to put here - eg girl power
    Isabella writes: I officially started teenager networking, in search of hi-trust banks and other community sustaining stuff -  on Valentines Day 2010 though we started sponsoring micropublishing of world citizen guides including the first worldiwde directory of entrepreneurial hubs in 2007 and my grandad helped host a luncheon party the day after with dr yunus the day after my birthday in 2008 and an all day day-after- 69th birthday party with dr yunus in dhaka on 29 june 29 help us turn Yunus 69th birthday report into living document - wow a club for schools teaching microcrdit 

    .Murdoch OutFoxes mass media part 1




     IWM: born 69th birthday dialogue of dr yunus hosted by Sofia Bustamante       microeconomist - hope to see yuNus at

     IWM : yunus centre opened on dr yunus 69th birthday; celebration of all his networks achievements to and invitatations to survey goals for sustainainability's greatest games that can be played on gameboards of 12 Collaboration Partnering systems -each game's centre of gravitational governance is a MicroBanks of Social Business (invented 1983 by Bangladeshi Law). 100 Congressmen agreed with Microcreditsummit's Sam Daley Harris that the premier league of MicroBanks started 2010s with teams : Grameen (Bangla), BRAC (Bangla), Jamii Bora (Kenya)  yambassador -is also a yunus network emerging from a 69th birthday wish 

    YUQueenSofiaSpain IWM: Voted Favourite 21st C Place Leader my by teenager peers; has thrice committed everything a monarch can to make microcreditsummit the greatest networking process of sustainability's world 

     YUasa   IWM busy with prep for june29, 2009 celebration of dr yunus 69th birthday and one-day Yes We Can youth dialogue

    IWM: had argument with teachers today as to whether safebanks exist in US; one day kids will mark teachers exam cards; til then better pretend my mindset has been brainwashed

    IWM: if another man is to get a Nobel P , vote for Sam
    IWM: If I could have 3 Nobel P wishes: urgently one for Ingrid, one for Benedicte, and one for whichever woman does most to connect sustainability2012 

    IWM: If Grameen Foundation can be started on $6000 loan, there's hope for us family foundations yet

     IWM: hi gdad - oh lucky man - reading Indian economics corresspondence course as a teenager while waiting to navigate RAF planes out of Dhaka; married daughter of Sir KK Bar of London barrister who spent 25 years connecting round gandhi (from imprisoning him to writing up laws of India's Independence; The Economist's founder of entrepreneurial revolution networks 1976 - so why didn't Mirpur publish his 2008 xmas present to Dr Y in time for son of microcredit to connect

    IWM: UHU hope you met Yunus in Melbourne march 2010

    first entrepreneurial game for every teenager to be - open source gordon dryden, new zealand


    Archive Newer       

    Tuesday, May 19, 2009

    time to update what I love most in learning from ninenow - my five-year diary blog:

    down under - go gordon go - latest brillinnt new year gift from new zealand children to www schools - 05-12.mp3  4 minute audio on trillion dollar marlets that only kids will invent -more of Gord's 5 day new year telethon to learning schools www; he's also launching an umonoply board game of how entrepreneuria revolutionaries do it - coming soon

    then there is the world's largest school where there are fun competitions on how to use your own skill to be a world citizen starring a different skill evey week - go gandhi's go

    wanted- parents of teenagers to be to help develop the first game of entrepreneurship you give to your daughter and her class on her 13th birthday- new zealand is way ahead of anywhere I  know on this - so apologies that my own first attempt to iollustrate this game could be much better if you live there

    unusual case of applying teenager's entrepreneurial game 1 to the core entrepreneurial activity of dr yunus

    I am wondering how to improve my understanding of both a first attempt to play the game by answering its step by step questions for the case of microcredit, and other key moves which freehand I would have characterised as critical in grameen's actual case

    are there any obvious feedbacks you have on this first attempt


     economics could be: Freedom & happiness of 7 billion people to be productive

    Dream defined Every person discovers their entrepreneur insideDream into vision Credit as a human rightCreate a new product  60 people village centres celebrating productive usability of small loansProvide a new service Trust in peer to peer knowledge of paying back loans in small weekly installments with small weekly savings tooSet the values & culture Banker as most trusted servant of community’s sustainability goals through time and people’s indomitable collective spiritFinance differently  Social business model – ie invention is so important  find financier who reputation gains from free loan of start up capital to make cashflow sustainable and then owned by the  community once loan paid backManage differently Instead of top down laws and penalties,  embed management to generate bottom up trust and celebration of yes we can achievementsBrand it Open source solution of the most exciting challenge for our generation – way everybody can join in practice of ending povertyNew distribution Distribute it through the most human networking process of virtual and real modes of knowledge sharing counting down the most inspiring deadline and goal every setReinvent your community From every rural village in Bangladesh to every global village worldwideNow network the world Change the responsibility of global banking sector by planting 10 times more economic banking and challenge to linkin 10 times more economic sustainability services of every kind
     Actual steps also included: Identify poverty compounding problem – chained by loan sharks and culture didnt believe women deserved any better Instead of charity, offered a loan in the most economic way and so that surpluses would be owned by poorest –several years of proofchecking franchise as small service team – village centres emerged as vital for every 60 borrowers as peer learning hubs to become income generating (own business ); also surveyed villagers as to what long term inventions they needed help with beyond basic banking service Social business model - Innovation so important that found capital from those who could get reputation gain from being seen to lend capital Seized introduction of mobile phone as way to connect knowledge  across village hubs and be the greatest emerging national market to be bottom up Could now offer to open source this knowledge service worldwide Become the most trusted collaborative brand in national or global history 

    Offered partnerships to other global sector leaders interested in new marketing of celebrating greatest responsibility of sector instead of externalising its risk to least knowledgeable on other side of world

    offer world's first (or only) opportunity to use networks to take economics way above zero-sum, thus compounding pathways to sustainabilty for our human race


    I am a great fan of the swedish learing game company celemi and assume your game can be used like their board games are - namely get small groups to play the game a bit like a whist drive - then get someone moderating discussion of what each game's players came up with

    I am trying also to grapple with microdredit as being something where the reporting of what it does - and so playing out its game is done in places like america better by 12 year olds than 21 year olds than 50 year olds - what an example of another knowledge service where this is so

    Notes from the author Gordon Dryden of children's enetrepreneur game number 1 on general best ways to play:
    the actual “board game” (as at present conceived) has a four-fold purpose:

    1. To teach what Edward De Bono* calls lateral thinking: to provide a “stimulate-by-chance” way to show how “an idea is a new combination of old elements” — and thus show how, by the simple roll of a dice,  anyone playing the game is forced to take two completely random ideas, combine them – and then see what new ideas can emerge.
    2. To show how this aid to innovation can be applied to every aspect of marketing and business — as the heart of creative, innovative business plans. But
    3. Most important, to start with any student (or person’s) own passion and talent, and turn that into a creative business plan.
    4. To introduce students to brain-storming: how to generate dozens of new possibilities in a short time.

    Nearly everyone who plays the game WITHOUT reading the instructions almost invariably starts by rolling the two dice only ONCE – and then says: “but how does that apply to my provlem or  challenge?”

    For instance  yesterday I demonstrated the game to a top teacher-trainer.  By coincidence (after deciding his “passion and talent” was “teaching school teachers to design stimulating classroom lessons”, he threw his two dice on column 7, and the total came to 9: the Grameen bank (truly).  His first exclamation: “What the devil has micro-finance got to do with improving school classroom teaching.

    Now I had already told him that, when playing the game with teachers (at a seminar for instance), it is important to start with an example of a teacher (column 2, number 2) and ONE other roll of the dice in the same column (say number 12 – the Apple iPod and iTunes: a personalized radio station).  Thus – when moving along the “marketing mix” to column 7 (“Finance it creatively”) and lading on “the Grameen Bank” and microcredit – would that not spark the idea of using your own completed “marketing plan” (through this game) to sell (or share or give away) your plan to ANYONE, who could then use micro-credit to help fund it.

    Thus, for example, in the “new online game” we are planning Dr Yunus’ micro-credit passion may well be listed in column one as an example of one great idea and passion that has changed the world.  But if this happens to be your passion too (and I think it is — I am not yet sure of you particular “talent”**), then that is what you would start with.

    In the “Web platform” we are creating, then anyone can “sign in” as either: student, teacher, hobby, dropout, parent, grandparent (and later others), so that, in column one you (as, say, a teacher) will be able to see examples of many other teachers who have turned their passion into a marketing success story (English teacher Roddick and The Bodyshop).  Or, as with New Zealand, a great student example is Sam Morgan who developed Trade Me and then sold it for $750 million!

    So, while the “board game” was originally designed to be used, firstly in seminars and classrooms, it ca also be used individually or as a family to work out one’s own business plans, based on one’s own passion and talent.

    Now it so  happens that my passion is “changing the world with simple ideas” and my core talent is “communications”.  And luckily I seem to  have found several ways to “keep on learning skills” to increase them both.

    9:41 am edt 

    Monday, May 18, 2009

    Uni Microcredit Clubs
  • Cambridge Microfinance Initiative at Harvard
  • Coady International Institute
  • Columbia University Microfinance Working Group
  • Cornell’s BR MicroCapital
  • Duke Microfinance Leadership Initiative
  • Eastern University Microfinance Conference
  • Ekkekko
  • Fairfield University CMAC
  • Lehigh University Microfinance Club
  • Microfinance Initiative Bucknell
  • Owl Microfinance at Rice
  • Penn Microfinance Club
  • Point Loma Nazarene University Microfinance Club
  • Princeton Microfinance Organization
  • Seattle Pacific University Microfinance Program
  • SNHU Microfinance Certificate Program
  • St. Thomas Microfinance Program
  • UW International Microfinance Initiative
  • MIT MicroloanFoundation Club
  • GlobalMicroFinanceForum

  • add to our list - - we are following a tip off from

    Mapping  -life in day of - research of people with the most challenging life curves shows their wish to know ahead of time of the next big crisis decision they will need to make from older peers of the same struggle.What world service structure (of journalism) do we need across networks of organisations if ending poverty involves helping people replicate ahead of time a chpice of 30000 community renewin solutions?....Other entrepreneurial revolution research methods include: open space, grounded theory, ....

    - are there any elder borthers or sisters out there ready to mentor us middle school kids in hi-trust banking and in seeing ahead of time how community sustaining systems can spin?

    - what's the best book to take to the beach summer of 2009? my tip - freedom from want by ian smillie- the story of the man who founded one of the 2 most innovative organisations and networks ever -dad and I will jot notes from our readers club journey over here 

    meanwhile here's a taste for why microcredit's becoming biblical for every thinking or interactive teenager

  • BRAC is the biggest non-governmental, nonprofit organization in the world – in terms of its budget, its staff and the number of people it reaches. BRAC is the biggest international NGO in Afghanistan, working very effectively in some of the most difficult areas. BRAC has broad-based development programs in East Africa and in countries recovering from war: Sudan, Sierra Leone and Liberia.
  • BRAC provides more than $1 billion a year in micro loans to poor people; the repayment rate is more than 97%.
  • BRAC pioneered a program for diagnosing and treating tuberculosis that is now used worldwide. BRAC treats almost 100,000 TB patients a year and has a 92% cure rate.
  • BRAC operates more primary schools in Bangladesh than all the nursery, primary and secondary schools in England combined.
  • BRAC’s dairy processes more than 70,000 liters of milk a day. The milk is produced entirely by villagers in every district of Bangladesh, none owning more than one or two cows.
  • Students from across the world attend the BRAC University; thousands of villagers use its libraries and its on-line computer centers. The BRAC Bank has become one of the largest and most trusted in Bangladesh in only eight years of operation, and its lending concentrates almost entirely on small enterprise development, one notch up from microfinance.

  • .In 1950 , Abed's Uncle Saidul went to London as Pakistan's trade commissioner, and in 1954 Abed followed. For an 18 year old, traditional ideas about going into govenment service seemed outdtaed in the new post-colonial world, and Abed wanted to do something out of the ordinary. He still cannot explain what drew him to naval archotecture, except for the fact that it was well out of the ordinary. Soon he found himself in Glasgow. The naval archotecture course was a 4 year program with alternati ng 6 month periods in the calssroom and the shipyard, where studentls learned through hands-on experience. Afetr 6 months of basic physics and maths, he went to Yarrow and company shipyard as an apprentice draftsman, an experience he describes toay as "not that lovely". The second year, he skiipped the shipyard and started to think ahead. He was beginning to realizxe that as a naval architect he could be obliged to spend the rest of his life in Glasgow, Belfast, or Norway. He visited Norway in 1955 to take a look, and he was not impressed. he wrote to his uncle in London saying he had concluded that naval architecture was "not my line" after all. His father objected to him quitting but his uncle welcomed him back to London where he now concluded that his options lay between law and accounting 

    This book is about the triumph of optimism, enterprise, and common sense over despair. It is about development without bodrers., and an incredible organisation created to deal with abject poverty in a broken country. The borders BRAC has crossed are not just political borders, though those are real enough. It has breached the borders of development orthodoxy, discovering the fallacies in standard approaches to community development and demonmstrating that poverty can be pushed back dramatically if it is tackled directly. It has shown that poor, even completely destitute, women in a conservative Muslim society can learn, earn and lead. It has shown that the market can be a powerful ally in the fight against poverty. It has breached the borders of small, turning tiny experimental efforts into huge enterprises that are staffed almost exclusively by tens of thousands of villagers who once had nothing , and whose own borders were once defined by ignorance, ill health, isolation and fear.

    6:15 pm edt 

    Archive Newer       

    Enter main content here

    this latest boardgame goes alongside education change mail we are going to read through -collaboration the new innovation advantage of microeconomic networks Year by year since 2005 WCBN & I have had a go at worldwide brand decoding yunus mindset of how YES 12 collaboration partners CAN multiply value eg 2006 Breakthrough - for first time in the world triangularisation of a
    • nobel world stages (2010s world's most famous heroes ain't tiger no more),
    • total corporate brand responsibility Grameen (ie Global Village) Danone
    •  Grameen Micro Social Business System Bank- 33 years of microeconomics franchises that compound 10 times more economic local/community exponentials of sustainable growth
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      "Year by year since 2005" involves  a hidden expert way because part of WCBN 1995 book on global brand partnerships is very unpopular involving forbidden questions - our practice of world class brand system theory maps Your & Our minds as neural networks of identifiers that can be changed completely if someone puts one slogan in yours that is not in mine and which is central to how you parse everything; I am not saying its a precisely right explanation (indeed I prefer not to present such subliminal stuff  directly because as a Cambridge MA in statistics I dont want to spend my life arguing with psychologists as well as numbers men) - but in practice the busier peoples minds are the more it explains how their minds SET and why they hate unlearning- and one of our great problems as videoed at Yunus RAC lunch is that uk and usa macroeconomists would prefer to destroy sustainability of world than need to unlearn in front of masses). We can survey whether that’s the case of all economist shareholders or not as we have been since I requested help to do this at be the change 2005 The case for freeing global markets to transparently value sustainability and integrating as maths people do from details up not global standards downyunus puts it like this (red text) in his speech to india parliament earlier this month The social business is a non-loss, non-dividend company dedicated entirely to achieving a social goal.  (If your head knows this system design works it will never be the same again in how it manages or brands or action learn teamworks anything- the world's most purposeful organisational systems can be designed, innovated and collaboration partnered this way) The wonderful promise of social business makes it all the more important that we re-define and broaden our present economic framework.  We need a new way of thinking about economics that is not prone to creating series of crises; instead, it should be capable of ending the crises once for all.  Now is the time for bold and creative thinking—and we need to move fast, because the world is changing fast.  The first piece of this new framework must be to accommodate social business as an integral part of the economic structure.  AND something I realise about you sofia -like many of the greatest open space facilitators -  is unless you feel the game's language is as much you as anyone else (even yunus) you wont use compared with other stuff you are spinning (in other words I might as well spend the next 5 weeks getting on with a book than assuming we will get a gameboard brochure that is yours as much as anyone's in the world) actually one of my biggest problems is the labeling the CP12 and particularly the label that is most you which I am provisionally calling  CP11 DigiYouth Pervasive job creative culture
    the sustainability games opportunity to choose cp11 in language that unites way yunus perceives this value multiplier, the way you identify london creative labs, the way that tech wizards including tav can use technology for the poor as well and the worldwide to collaboratively create a billion jobs the big news of 2008 was the opening of the nobel museum in dhaka which tav you and I saw  - the first use of nobel name outside nordica and the fact that the nobel judge spoke to 1000 bangladeshi youth congratulating them on being in on the epicentre of digiyouth culture -the yellow nobel grameen leaflet Isabella and I have asked you and mostofa to curculate 100s of round london this is where all kazi and yunus stories on the majority of future jobs will have to be created microentrepreneurially by youth not by an education system that says if you come top of some obscure set of historical exams that now cost 250000$ for harvard to administer to you and put you in permanent debt - there will be global-down top jobs waiting for you; as kazi said even those in bangladesh that go to university find there are few jobs for them  -or as yunus says in his speech to indian parliament  LISTEN TO YUNUS IN INDIA AGAIN ON DIGIYOUTH CULTUREGrameen Bank encourages children of Grameen families to go to school.  It offers education loans to them to pursue higher education.  There are more than 42,000 students who are currently pursuing their education in medical schools, engineering schools, and universities financed by education loans from Grameen Bank.  We encourage these young people to take a pledge that they will never enter job market to seek jobs from anybody.  They'll be job-givers, not job seekers.  We explain to them that their mothers own a big bank, Grameen Bank.  It has plenty of money to finance any enterprise they wish to float—so why waste time looking for a job working for someone else?  Instead, be an employer, rather than an employee. Today, Grameen Bank is a nationwide bank serving the poor in every single village of Bangladesh.  It has 8 million borrowers, 97 per cent of whom are women.  The bank is owned by the borrowers.  Nine of the thirteen members of the board of directors are elected by the borrowers as shareholders.  Grameen Bank lends out over $ 100 million a month in collateral-free loans averaging about $ 200.  Poverty Belongs in Museums
    Every human being is born into this world fully equipped not only to take care of himself or herself, but also to contribute to the well being of the world as a whole. Some get the chance to explore their potential, but many others never get the chance to unwrap the wonderful gifts they were born with. They die with those gifts unexplored, and the world remains deprived of their contribution.

    Grameen has given me an unshakeable faith in the creativity of human beings and the firm belief that human beings are not born to suffer the misery of hunger and poverty.
    We can create a poverty-free world if we collectively believe in it—a world in which the only place you would be able to see poverty is in poverty museums. Some day, school children will be taken to visit these poverty museums.  They will be horrified to see the misery and indignity that some human beings had to go through. They will blame their ancestors for tolerating this inhuman condition for so long

    Putting Today’s Powerful Technology to Work
    The world today is in possession of amazingly powerful technology.  That technology is growing very fast, becoming more powerful every day.  Almost all of this technology is owned and controlled by profit-making businesses.  All they use this technology for is to make more money, because that is the mandate given to them by their shareholders.  Imagine what we can achieve if we use of this same technology to solve the problems of the people!

    Technology is a kind of vehicle.  One can drive it to any destination one wants.  Since the present owners of technology want to travel to the peaks of profit-making, technology takes them there.  If somebody else decides to use the existing technology to end poverty, it will take the owner in that direction. If another owner wants to use it to end diseases, technology will go there.  The choice is ours. Present theoretical framework does not give this choice. Inclusion of social business creates this choice.

    One more point to ponder – there will be no need to make an either/or choice.  Using technology for one purpose doesn’t make it less effective for serving a different purpose. Actually, it is the other way around.  The more diverse use we make of technology, the more powerful it gets.  Using technology for solving social problems will not reduce its effectiveness for money-making use, but rather enhance it.

    The owners of social businesses can direct the power of technology to solve our growing list of social and economic problems, and get quick results.
     Social business gives everybody the opportunity to participate in creating the kind of world that we all want to see.  Thanks to the concept of social business, citizens don't have to leave all problems in the hands of the government and then spend their lives criticizing the government for failing to solve them.  Now citizens have a completely new space in which to mobilize their creativity and talent for solving the problem of our time. Seeing the effectiveness of social business governments may decide to create their own social businesses or partner with citizen-run social businesses, and/or incorporate the lessons from the social businesses to improve the effectiveness of their own programmes.

    Governments will have an important role to play in the promotion of social business.  They will need to pass legislation to give legal recognition to social business and create regulatory bodies to ensure that transparency, integrity, and honesty are ensured in the social business sector.  They can also provide tax incentives for investing in social businesses as well as for social businesses themselves.
     During the current financial crisis, the falsity of the old assumption became even more visible. While big conventional banks with all their collateral were collapsing, microcredit programmes, which do not depend on collateral, continued to be as strong as ever.  Will this demonstration make the mainstream financial institutions change their minds ?  Will they finally open their doors to the poor?

    I am quite serious about this question.  When a crisis is at its deepest, it can offer a huge opportunity.  When things fall apart, that creates the opportunity to redesign, recast, and rebuild.  We should not miss this opportunity to redesign our financial institutions.  Let’s convert them into inclusive institutions.  Nobody should be refused access to financial services.  Because these services are so vital for self-realization of people, I strongly feel that credit should be given the status of a human right.
    The more time you spend among poor people, the more you become convinced that poverty is not created by poor people.  It is created by the system we have built, the institutions we have designed, the concepts we have formulated.  Poverty is an artificial, external imposition on a person.  And since it is external, it can be removed. YunusForum Social Action Business team slogan approved by yunus: impossible becomes possible when right people time place action(sofia as first anchor woman of social business ) From micropublishing world citizen collaboration entrepreneur guides since summer2006 I think you and I know darn well that youth epicentres of cp11 are around yunus (begum-islm), around you, lucknow, taddy blecher, new zealand, sanpatrigano, kenya's jamii bora, some harrison owen alumni, Eva Vertes in medicine, hopefully CSUCI LA etc though I am not sureanyone has mapped where the tech-youth epicentres (probably parts of china and bangalore) joyful new decade to you & londoners players of sustainability boardgameschris macrae 301 881 1655 isabellawm family foundation skype isabellawm Entire Education in the world must be concerned with the affairs of the age - luckNOW
      footnote on year by year since 2005 Year by year since 2005" involves  a hidden expert way because part of WCBN 1995 book on global brand partnerships is very unpopular involving forbidden questions - our practice of world class brand system theory maps Your & Our minds as neural networks of identifiers that can be changed completely if someone puts one slogan in yours that is not in mine and which is central to how you parse everything; I spent 23 years coming to this inconvenient  mapmaking conclusion both building millions of hours of interview data on social needs in 40 countries (particularly muslim women as our french-global company Novaction's main client was unilever in south asia) using the first database software (MIT's express by urban and silk) and doing early trials of how internet elearning does and doesnt work for something that pretentiously called itself the UK National Development project in Computer Assisted Learning which in those days was epicentred in leeds but has moved to Glasgow (and discussing the 1984 future history scenario book of dad's and mine which contrary to what yunus said in India’s parliament did predict the fall of the berlin wall within one quarter future accuracy However more relevantly today it forecast that worldwide sustainability would be determined by whether the world aligned around a cheerful noble prize winner in billion people tv reality shows connecting internet to search for billion of micro up jobs – chapter 6 of book I gave you and tav, and yunus back in jan 08

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